Personal banking is a usable utility to access your private banking anytime and anywhere. Online banking services and places with computer access their online banking through Internet for review their personal accounts and check atm transactions per day, use corporation online banking form, learn to get personal online tax account etc. 24 hour banking is the client loyalty launched for Bank Negara Malaysia customers. With 365 online you will be rewarded if you want to get something or pay for a service using automatic bill pay service. If you are a consumer of nationwide internet banking, you can afford all the advantage of commerce bank online banking just by submitting an internet request form for the same in the affil where you have opened your joint bank account. All users can commit the transaction such as check maximum transfer value, use best savings account for graduates, small loans etc, in any case using his identification key word.